"It's stupid to try to get something for nothing, or run up huge bills you can never pay."
Proverbs 17:18 
Are you laden with debt? I hope not. My wife and I put each other through college and had to carry a certain amount of debt for a while. Fortunately, we are out of debt and feel very fortunate to be able to breath a little better knowing that we have no car payments or credit card bills that we have to face every month. There was a time, when we "charged" or were living beyond our means. With kids around, we still feel the financial pressures, but God has provided. Need to get out of debt? Seek advice and counsel and then stick to your plan.
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